Do I Need Mortgage Pre-Approval To See a Home in Woodbridge VA!

So it's a lazy Saturday afternoon, the beginning of a three day weekend in Woodbridge VA. And while surfing the net you came across some beautiful homes in your area. You call over your spouse and say what do you think? And sure enough the home listing has peaked his curiosity as well. The family really has outgrown the three bedroom apartment, you keep hearing its a great time to buy a home (low prices and $8,000 bonus cash makes a home an excellent investment), and you are just ready to get out and visit some properties.

Well you call and email the  listing agent or  Realtor contact number associated with the property and pray they respond or at least return your call. After two hours, no response and the boredom has really set in. So you call a different Realtor that answers the phone and explain that you want to see the cute four bedroom home in Lake Ridge VA area that you found online but you were unable to get a response from the agent.

So Mr. Realtor says he can show you the property but first he asks,  "Are you Pre-Approved for financing?" Your response,"Uh no we just think this is a cute house and I would like to visit the inside." Well Mr. Realtor responds typically I do not take people to visit homes unless they are Mortgage Ready, sorry.

Single family home

So, if you want to spend time previewing homes in Woodbridge VA this weekend but not sure if you are Mortgage Ready call me, Marktita Aldridge - Woods "Your Woodbridge FHa/VA Lender, at (703) 497-3936 or email I can get you pre-approved and in the Realtor's car in one hour or less.

Or visit my website to apply online. I will call you in hour or less.

It sounds tough but mortgage pre-approval requires just a few pieces of information and a knowledgeable loan officer. To be pre-approved for a mortgage in Woodbridge VA, call me at (703) 497-3936 with the following information:

Name, Address,Yearly Salary, and Social Security Number.

The way to go view homes has changed and honestly it makes sense. Shucks the cost of gas is just way too high and not to mention the cost of your time is even more valuable. Realtors are wise to not set you up for failure or disappointment by finding out that although you love the four bedroom home with the doggy door, and nice backyard in the highly sought after Lake Ridge area you can not purchase it at this time.

So get ready to preview homes this weekend with you Pre-Approval in hand. It's like going shopping with a check to purchase your new home in Woodbridge, VA.

Contact Markita Aldridge-Woods at (703) 929-2274 or via email for custom tailored mortgage solutions.

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Comment balloon 3 commentsMarkita Woods NMLS#196099 • January 16 2010 01:02PM


Wow, what a beautiful Sunny day.

My dog Bud is going kookoo on on me, he want me to take him out.

We started our walk and it was not cold at all, after such bitter cold weather that we had experienced it was a delight to be

out door.

You see people seating on the benches and absorbing the warmth of the sun.

I love to chat with people and while doing so, I always ask "do you want to sell your house"?

I have an assistant his name is Bud, my dog.

Bud is a Maltese small and very handsome. his nick name is Mr. mayor.

Bud is well known in Lynbrook. When he takes ME for a walk, people stop and say hello to him.(what am I chopped liver?)

We work very well together, he flirt with the Ladies while I hand them my business card.

Bud does not get paid for his services. He is not a member of any union.

I have to be kind to him, make sure that he has food, water, toys etc. That is the law.

When I sell a house because of Bud, he gets a special treat. I take him to the dog spa where he is treated like a king.

I want to buy him a special ribbon with the logo of my business on it but, I am told that it is not a good idea...

Bud is my friend.

In the summer I take him to see the polo game. After the game I let him run on the polo field and he loves it.

There is a park in East Rockaway that he loves to play there.

Bud has many friends and I am luky to have him as a friend.

Posted by Joshua Zargari, MJ Decorators Workshop (MJ Decorators Workshop LI staging and home decorating) about 8 years ago

I'll give two thumbs up to Markita and the job she does for her clients.  We worked together last year on a deal and it was terrific.  Hope we will have more opportunities in 2010.

Posted by Cindy Jones, Pentagon, Fort Belvoir & Quantico Real Estate News (Integrity Real Estate Group) about 8 years ago

Thanks Cindy! I appreciate the kind words. Your expertise and persistence made a relatively tough deal easier to get closed.


The client was a sweetheart as well!

Posted by Markita Woods NMLS#196099, Queen of Mortgages - FHA, VA, Conventional, USDA (Hancock Mortgage Partners, LLC) about 8 years ago